A divorce can cause a major change in your financial situation. One area that is often the hardest hit is your retirement. Whether you had to divide your retirement account, or the plans you once had dissolved along with your marriage, the chances are good that you will have to rethink what will happen when you reach retirement age in Florida. 

Money explains such issues usually affect women more often than men for various reasons, but the main idea is that women should solidify a retirement plan during a divorce rather than waiting until after the judge issues the final decree. Here are some tips to help you if you are a woman who needs to do this.  

Do not touch retirement accounts now 

A mistake that you may make during your divorce or even in the years after is to dip into your retirement account to cover expenses. Do not do this. If possible, you should tighten the purse strings and watch your spending carefully instead of touching those funds that you will need later on.  

Give up the house 

One of the reasons why women may lose out in a divorce when it comes to retirement is that they insist on keeping the house. This is a huge asset. What value you get in the house you may instead receive from retirement accounts or other assets you can use towards retirement. The house is costly and will require upkeep that will only drain your finances further. 

Losing out in your divorce is not a given. You do not have to walk away with a badend deal. That means keeping focused on important things, such as your future. Retirement could be many years away, but you still need to plan for it, especially during a divorce. Do not let the ending of your marriage ruin your chances at a peaceful retirement.